Mortgage rates are near an all-time low for the past six months. However, the rates might fluctuate as the market is quite unpredictable.
Holding out for a better rate might not be the right choice because even a slight increase of 0.25% can add tens of thousands of dollars to your home loan.
Don’t worry, even after you lock your rate, you’ll still have the flexibility to switch up your loan type and make changes to your application.
What are you waiting for?